Sonia Rollins
EXIT Premier Real Estate | 781-454-6043 | [email protected]


Posted by Sonia Rollins on 1/19/2020

Tired of renting an apartment? Buy a house, and you can reap the benefits of homeownership for years to come.

Ultimately, there are many wonderful reasons to start a search for your dream home today, including:

1. You can enjoy the freedom of owning your own residence.

Let's face it – nothing beats the freedom of owning your own residence, and perhaps it is easy to understand why.

If you launch a search for your own house, you can find a residence that matches your personality and budget. Plus, you can always decorate and customize your house however you choose. And if you complete myriad home upgrades or maintenance, you may be able to boost your house's value – something that may prove to be important if you eventually decide to sell your residence.

2. You can capitalize on various tax benefits.

Believe it or not, buying a house may enable you to reap myriad tax benefits.

The U.S. Tax Code allows homeowners to deduct the interest paid on a mortgage and property taxes. Also, if you study the U.S. Tax Code closely, you may find that you can deduct some of the costs involved in a home purchase.

3. You can pay predictable housing costs for a set period of time.

With a fixed-rate mortgage in hand, you can pay the same amount each month for the duration of your mortgage. This means you won't have to worry about fluctuating housing costs; instead, you'll pay the same total each month – without exception.

Of course, homebuyers who choose an adjustable-rate mortgage can enjoy fixed housing costs for a set amount of time too. On the other hand, those who select an adjustable-rate mortgage likely will need to plan ahead for a potential increase in mortgage costs after three, five, seven or 10 years.

Clearly, there's a lot to like about buying a house. For those who want to enter the housing market today, it certainly helps to work with an experienced real estate agent as well.

A real estate agent allows you to take the guesswork out of pursuing a residence in any housing market, at any time. In fact, this housing market professional will ensure you can streamline the process of going from homebuyer to homeowner.

In most instances, a real estate agent will keep you up to date about new houses as they become available, teach you about the ins and outs of shopping for a residence and set up home showings. Furthermore, a real estate agent will negotiate with home sellers on your behalf, guaranteeing that you can get the best price on any house.

Perhaps best of all, a real estate agent is available to respond to any homebuying concerns or queries. This means you can get the expert insights that you need to make informed decisions at each stage of the homebuying journey.

Take the next step to pursue your dream residence – employ an experienced real estate agent, and you should have no trouble transforming your homeownership dream into a reality.




Categories: Uncategorized  


Posted by Sonia Rollins on 1/12/2020

Image by Shahid Abdullah from Pixabay

A home inspection is a service that’s usually paid for by the buyer in a real estate transaction, and you have the option to forgo this when you’re purchasing a house. In almost every situation, however, real estate agents recommend getting a  home inspection. Here’s why an inspection is so important.

What is a Home Inspection?

A home inspection is essentially an audit of a home’s structure and vital systems, and the audit is performed by a home inspector. Home inspectors are independent parties, which allows them to provide objective assessments, and they specialize in this particular service. Home inspectors have a broad knowledge about foundations, structural integrity, HVAC systems, plumbing systems and much more.

A basic home inspection generally includes an assessment of the house’s structure and essential systems. Some inspections will also check for mold, pests, lead paint and other potential issues.

How Much Does a Home Inspection Cost?

The cost of a home inspection is usually based on the size of a home and what exactly an inspector is looking for. An inspection that checks for mold and pests will typically cost more than only a basic inspection that looks at structural integrity and essential systems. Even among basic inspections, there are sometimes varying levels that cover different systems at different costs.

Despite the variance in price, however, home inspections tend to be quite affordable. Most inspections cost a few hundred dollars for a fairly common single-family house.

What Do You Do With Results from a Home Inspection?

After a home inspection is complete, the inspector will furnish a report that details their findings. Few homes are absolutely perfect, and there are normally at least a few issues noted on an inspection report. Depending on what the real estate market is like and what’s noted on a report, there are a few ways you might use this information.

First, the report at least tells you what issues the house has so that you can make sure you want to purchase the property. Second, you can also use the report to prioritize projects once you own the building. Finally, sometimes items in a report can be used to negotiate the sale price lower.




Categories: Uncategorized  


Posted by Sonia Rollins on 1/5/2020

Generally, the length of the homebuying journey depends on the individual. In some instances, a buyer will purchase the first house that he or she views in-person. Or, in other cases, it may take a buyer several weeks or months to find a house that matches his or her expectations.

There is no need to rush the homebuying journey. But if you know what to expect when you pursue your dream house, you may be able to seamlessly navigate the property buying cycle.

Now, let's take a look at three tips to help you streamline the homebuying journey.

1. Establish Homebuying Criteria

If you know where you want to live and what you want to find in your ideal residence, you can tailor your house search accordingly. And as a result, you may be better equipped than other property buyers to discover a great house at an affordable price.

As you put together homebuying criteria, it is important to consider your long-term plans as well. For instance, if you enjoy city life and want to spend as much time as possible in the city, a house in the city may be the right choice for you. On the other hand, if you want to raise your family in a small town, you may want to hone your search to houses in small towns.

2. Get Pre-Approved for a Mortgage

A home purchase likely will require you to obtain a mortgage. Fortunately, banks and credit unions are available nationwide, and these financial institutions can help you get pre-approved for a mortgage.

Meet with several banks and credit unions so you can learn about all of the mortgage options at your disposal. Then, you can select a mortgage and enter the real estate market with a budget in hand.

3. Hire a Real Estate Agent

If you're on the lookout for your dream home, you may want to hire a real estate agent. This housing market professional can keep you up to date about new residences that become available in your preferred cities and towns – and much more.

Typically, a real estate agent will do whatever it takes to help you find and buy your dream home. He or she initially will learn about your homebuying goals and develop a custom homebuying strategy for you. Next, a real estate agent will set up home showings and keep you informed about open house events. And if you discover your ideal residence, a real estate agent will help you craft an aggressive offer to purchase this house.

Let's not forget about a real estate agent's homebuying expertise, either. If you ever have concerns or questions during the homebuying journey, a real estate agent can respond to them. That way, you can gain the insights you need to make an informed home purchase.

Simplify the homebuying journey – use the aforementioned tips, and you should have no trouble finding and acquiring your dream house.




Categories: Uncategorized  


Posted by Sonia Rollins on 12/29/2019

Believe it or not, upgrading your residence's curb appeal won't necessarily force you to break your budget. Now, let's take a look at three cost-effective ways to improve your house's curb appeal.

1. Mow the Lawn

Tall grass and weeds are unlikely to do you any favors, particularly if you want to reap the benefits of a fast, profitable home sale. Fortunately, if you spend some time mowing the lawn and trimming the hedges, you may be able to boost your house's curb appeal.

It generally won't take long to perform lawn maintenance tasks. Then, once you complete these tasks for the first time, you can set up a schedule to complete them every week or every other week until your residence sells. That way, your lawn will continue to look great in the eyes of potential buyers.

2. Clear the Walkways

Dirt, dust and debris may make your home's exterior walkways look messy. Perhaps worst of all, these problems may drive prospective buyers away from your house.

On the other hand, neat, tidy walkways could help your residence stand out to potential buyers. If you devote time and resources to sweep and clean your house's exterior walkways, you can increase the likelihood that your residence will make a positive first impression on buyers.

3. Remove Decorations

Although plastic flamingoes, lawn gnomes and other home exterior decorations have helped you distinguish your house from others in your neighborhood, now may be a good time to put these decorations into storage. Because if you keep decorations on your lawn, it may be difficult for a buyer to envision what life may be like as the owner of your house.

Remember, your goal as a home seller is to make your residence as appealing as possible to prospective buyers. By removing home exterior decorations, you can show off your residence's full potential. As such, you can make it easy for buyers to fall in love with your residence as soon as they see it for the first time.

As you search for ways to upgrade your house's curb appeal without breaking your budget, you may want to consult with a real estate agent too. This housing market professional is happy to provide home selling recommendations and can help you transform your home's exterior from drab to fab.

Typically, a real estate agent will provide expert guidance at each stage of the house selling journey. He or she first will help you craft a home selling strategy and promote your residence to dozens of prospective buyers. Plus, once you receive an offer to purchase your home, a real estate agent can help you analyze this proposal. And if you accept an offer to purchase your house, a real estate agent will do whatever it takes to help you quickly finalize your home sale.

Ready to list your residence? Upgrade your house's curb appeal today, and you can move one step closer to achieving the best-possible results during the property selling journey.





Posted by Sonia Rollins on 12/22/2019

Moving into a new house takes a lot of time and a lot of money. It can take months to feel like you’re truly “moved in” once you’ve finally gotten the keys to your new home. As a result, many people rush to purchase and set up their houses as quickly as possible.

If--like most people--you’re on a budget, it isn’t always realistic to expect your home to be completely furnished set up in just a couple of weeks. That’s why it’s important to have a plan of your priorities when moving into a new home.

In this article, we’re going to talk about some of the “need now” and “it can wait” items for your home. In creating this list for your home you can make your move a smoother process and help yourself feel at home sooner without having to spend every waking hour (and every cent of your bank account) furnishing your new home immediately.

Read on for a list of the items you need at move-in, the things you should prioritize within the first weeks, and those that can wait.

What you need now

If you’re moving from an apartment or a former house, chances are you have a lot of the items you’ll need to get started in your new home. These are essentials like mops, vacuum cleaners, and your kitchen and bathroom essentials.

Next, you’ll want to determine the things that will make your life in your new home easier. We’re talking daily-use items that you might need for your morning routine. If you’re the type of person who frequently loses keys, it might be a good idea to prioritise a key hook. If you struggle to put on makeup in a dimly lit bathroom, installing new lights should be at the top of your list.

Setting your priorities for the first month

A good way to budget furnishing your new home is to give yourself a specific number of items to buy in the first month, then the second, and so on. Get together with your family, or significant other if applicable, and together determine what’s most important.

It may be that energy efficient windows need to be prioritized over new curtains and blinds. Or, you could have to find a paint color that matches your living room set before repainting your bedroom. Regardless, be sure to budget all of your purchases so that you feel comfortable and ready to take on the first month in your new home.

What can wait

There are a number of items in most homes that are purely cosmetic or decorative. However, the cost of all of the decorations in your home can add up. If you’re planning on starting from scratch with decorations, it’s a good idea to hold off until you have the essentials. This is a good opportunity for you to find the right paint colors and decorations that match your furniture and appliances.

Now that you have a three lists for your home, you should be prepared to furnish it at a pace that works for you.







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